The Math
A $12,000 project becomes a $571/mo yes.
Homeowners don't flinch at $571. They flinch at $12,000. Hearth lets us quote both, so you can plan your remodel with confidence and clarity.
Median Job
$12,000
As Low As
$571/mo
Approval Rate
4 of 5
Dealer Fees
$0
Why Homeowners Choose Hearth
Real options, transparent terms, no surprises. Backed by 18 trusted lender partners.
4 of 5 Approved
Most homeowners pre-qualify for monthly payment options through Hearth's lender network.
Loans Up to $100K
Fund kitchens, bathrooms, additions, decks and full remodels with flexible loan amounts.
60-Second Pre-Qual
Check your rate in about a minute. No commitment, no impact to your credit score.
No Dealer Fees
Zero hidden fees. Transparent terms. FICO scores from 550 accepted.
How It Works
Three simple steps to fund your project.
1. Pre-Qualify
Take 60 seconds to share a few details. Soft credit check, no impact to your score.
2. Compare Offers
See real monthly payment options from Hearth's network of trusted lenders.
3. Build With TMB
Pick the option that fits your budget, then we get to work on your remodel.